My blog is called Color Me Frugal, and in a way this is the perfect name for me since frugality is something that did not always come naturally to me. When I was in college and grad school I sort of went by the mantra that I’ll be making money in the future so it doesn’t matter if I live it up now- I’ll be able to pay off the debt.
Although I managed to avoid credit card debt for the most part, I really made very little attempt to live frugally while in school and unfortunately graduated with quite a large pile of student loan debt (for much of grad school I did not work and basically lived off my loans- bad!!) Cue graduation and entrance into the real world. When I began having to make payments on my student loans, the error of my ways really hit me!
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Photo credit: Melody Campbell